Risk Analyst

Easy Consult has stood for quality and innovation in the Bulgarian Human Resources Solutions market with uncompromised recognition since 2004. No matter if you are a well-trained blue-collar worker, a highly qualified expert, or a recognized manager in your area, our team in Sofia, Varna, and Plovdiv is committed to being more than a business contact in your pursuit of the desired job satisfaction and career success.

On behalf of one of our clients, we are currently looking for a Credit Risk Analyst to join the company.

We are looking for a talented Credit Risk Analyst to assess and mitigate credit risk within the company. The successful candidate will be responsible for analyzing credit data and financial statements to determine the creditworthiness of potential borrowers and to make informed decisions on lending activities. 

Key Responsibilities:

• Conduct thorough risk analysis on existing and potential clients to identify and mitigate credit risks.
• Develop and implement credit risk models and methodologies to measure and monitor credit risk exposure.
• Collaborate with internal teams, including underwriting, sales, and senior management, to review and approve credit proposals.
• Monitor the performance of loan portfolios and recommend strategies to minimize credit losses.
• Stay abreast of industry trends, regulatory landscape, and best practices in credit risk management.
• Prepare comprehensive reports and presentations on credit risk metrics, trends, and portfolio performance for senior management and regulatory authorities.
• Participate in cross-functional projects and initiatives to enhance credit risk management processes and systems.

Qualifications:

• Bachelor's degree in finance, accounting, economics, or a related field.
• Proven experience in credit risk analysis within the financial services industry, preferably in lending or banking.
• Strong analytical skills with the ability to interpret complex financial data and make data-driven decisions.
• Knowledge of credit risk models, methodologies, and regulatory requirements.
• Strong knowledge of statistical analysis tools and software (e.g. Python/R) is a must.
• Hands-on experience writing complex SQL queries to retrieve, manipulate, and analyze data from relational databases (e.g., MySQL, SQL Server).
• Excellent communication and interpersonal skills with the ability to collaborate effectively with internal and external stakeholders.
• Detail-oriented with a commitment to accuracy and quality in work.
• Ability to thrive in a fast-paced, dynamic environment and manage multiple priorities effectively.

The company offers:

• Career development in a successful company;
• Be part of a highly creative team with superior spirit;
• Competitive remuneration and a benefits package;
• Open and friendly working atmosphere;

Our services are free of charge for candidates. All applications will be treated in strict confidentiality. Easy Consult Recruitment and Employment activities are based on a Recruitment license 2339/ 30.08.2017.